Skip to Main Content
An official army family and MWR Site

Financial Readiness Program

  • Army Community Services (ACS)
  • Financial Readiness Program
#

Sign up for Training

Take control of your financial future - enroll in our classes today. 

#

ACS Calendar

Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!

#

Contact Us

Let one of our Accredited Financial Counselors set you up for financial success.

Financial Planning

Get money smart with the Financial Readiness Program (FRP).

We help Soldiers, Families, retirees, and DoW Civilians manage money wisely. Get solid advice on budgeting, saving, debt management, credit, retirement planning, and consumer protection. We also connect service members to financial assistance programs, such as Army Emergency Relief.

financial_education_and_training.svg

Financial Education and Training

Voluntary and mandatory classes cover budgeting, debt, investing, and more, including specialized training for military leaders. Access online resources to build financial knowledge at your own pace.

mastering_your_money.svg

Master Your Money

Learn how to create a budget, save for emergencies, and spend wisely to avoid debt. Get tips on managing credit cards and reaching your financial goals.

credit_and_debit_assistance.svg

Credit and Debt Management

Your credit score affects your financial future. Improve it with our tips on managing debt, getting free credit reports, and protecting yourself from fraud.

retirement_and_financial_planning.svg

Retirement and Financial Planning

Do you understand the military’s Thrift Savings Plan (TSP) and Blended Retirement System (BRS)? We can make them easy to understand and help you choose the best option for you.

consumer_protection.svg

Consumer Protection and Financial Advocacy

Scams are everywhere. Protect your assets by learning how to spot them and how to report unfair business practices. Get essential tips for your next car or home purchase.

emergency_financial_assistance.svg

Emergency Financial Assistance

In times of need, Army Emergency Relief (AER) and the Air Force Aid Society (AFAS) provide emergency financial support for service members and their Families. Explore other military relief programs for additional assistance options.

Ask Army Answers

Keep Exploring

A-Z Come Play With Me

A-Z Come Play With Me

Oct 30 9 am - 10:30 am
A-Z Come Play With Me

A-Z Come Play With Me

Nov 2 9 am - 10:30 am
Co-parentingCommunication

Co-parentingCommunication

Nov 3 1 pm - 3 pm
A-Z Come Play With Me

A-Z Come Play With Me

Nov 4 9 am - 10:30 am
Positive Parenting

Positive Parenting

Parenting class

Nov 4 1 pm - 3 pm
Moms Walking Group

Moms Walking Group

Moms walking group every Thursday

Nov 5 9 am - 9:45 am
Breastfeeding and 4th Trimester Support Group

Breastfeeding and 4th Trimester Support Group

Nov 5 9:30 am - 11 am
Single Parent Support Group

Single Parent Support Group

Single Parent Support

Nov 5 11 am - 12 pm
A-Z Come Play With Me

A-Z Come Play With Me

Nov 6 9 am - 10:30 am
A-Z Come Play With Me

A-Z Come Play With Me

Nov 9 9 am - 10:30 am
Moms Walking Group

Moms Walking Group

Moms walking group every Thursday

Nov 12 9 am - 9:45 am
Empowerment & Communication Group

Empowerment & Communication Group

Nov 12 11 am - 1 pm
Single Parent Support Group

Single Parent Support Group

Single Parent Support

Nov 12 11 am - 12 pm
A-Z Come Play With Me

A-Z Come Play With Me

Nov 18 9 am - 10:30 am

Positive Parenting

Parenting class

Nov 18 1 pm - 3 pm
Positive Parenting
Positive Parenting

Positive Parenting

Parenting class

Nov 18 1 pm - 3 pm
Baby Boot Camp

Baby Boot Camp

Nov 20 9 am - 1 pm
EFMP Family Bowling Night

EFMP Family Bowling Night

Nov 20 5:30 pm - 7 pm
Managing Credit and Debt

Managing Credit and Debt

Dec 1 9 am - 10 am
Co-parentingCommunication

Co-parentingCommunication

Dec 1 1 pm - 3 pm
Home Buying Strategies

Home Buying Strategies

Home Buying Class

Dec 2 9 am - 10 am
Breastfeeding and 4th Trimester Support Group

Breastfeeding and 4th Trimester Support Group

Dec 3 9:30 am - 11 am
Saving and Investing

Saving and Investing

Dec 8 9 am - 10 am
Empowerment & Communication Group

Empowerment & Communication Group

Dec 10 11 am - 1 pm